Table of contents
TechNextPicks Editorial
Canada Edition
|
Issue: Feb 2026
CRA
Payments
Canada
Online
How to Pay CRA Online (Step-by-Step)
Last updated: February 16, 2026
Official-first payment options with simple guidance. Always confirm details on CRA before paying.
Check CRA for the latest options and timing. Educational only.
Option 1: Online banking (bill payment)
Most banks and credit unions allow CRA payments through bill payments. Choose the correct CRA payee and the correct account type (for example, income tax or GST/HST). Do not guess, and always confirm details with CRA and your bank.
What you need before you pay
For individuals: Your social insurance number.
For businesses: Your business number and program account.
Option 2: CRA My Payment
CRA My Payment lets you pay directly using a debit card through the CRA website. This is an official CRA option and can be used for many personal and business payment types.
Official CRA My PaymentOption 3: Pre-authorized debit (PAD)
PAD lets you schedule payments in advance from your bank account. It is useful if you want to plan payments ahead of deadlines. Use CRA guidance to set it up correctly.
Official CRA pre-authorized debitInstallments payment concept
If CRA requires installments, you can typically pay them using the same methods above. Your CRA notice is the best source for your installment schedule and amounts.
See installment deadlinesQuebec note (Revenu Quebec)
Quebec residents may need to make certain payments to Revenu Quebec. Always confirm the correct agency and payment method based on your notice.
Revenu Quebec payment optionsCommon mistakes to avoid
- Paying the wrong CRA account type or payee.
- Missing the payment deadline because processing time was not considered.
- Using a method that does not match your payment type.
- Skipping confirmation after submitting a payment.
Helpful next steps
FAQ
What is the safest way to pay the CRA online?
Use an official CRA payment method and confirm the correct payee and account type for your situation.
Do I need a CRA account to pay?
Some options do not require a CRA account, but others do. Check CRA guidance for the method you choose.
Can I pay installments online?
Yes. Installment payments can generally be made using the same CRA payment methods.
How long does a payment take to process?
Processing time depends on the method. CRA outlines expected timing for each method.
What if I pay the wrong account type?
Contact CRA as soon as possible to correct the payment allocation.
Can I schedule payments in advance?
Some methods allow scheduling or pre-authorized payments. Check CRA for current options.
What if I am in Quebec?
Quebec may use Revenu Quebec for some payments. Use official Revenu Quebec guidance.
Where do I confirm the latest payment methods?
Use the CRA payment methods page for current options.