Why it fits:
Trade-off:
C$
Home Buying Tools
Down Payment Savings Planner
Build a monthly savings path toward your target down payment using your timeline, current savings, and an optional annual return assumption.
General information only - not financial, mortgage, or tax advice.
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Planner Inputs
Required down payment
CAD 70,000.00
Remaining needed now
CAD 55,000.00
Required monthly savings
CAD 1,527.78
Projected at goal date
CAD 58,200.00
Monthly return assumption
0.000%
Milestone Projection
Chart-style table (months 6/12/24/36/48/60 + goal month)| Month | Projected savings | Remaining gap | Progress |
|---|---|---|---|
| 6 | CAD 22,200.00 | CAD 47,800.00 |
31.7% |
| 12 | CAD 29,400.00 | CAD 40,600.00 |
42.0% |
| 24 | CAD 43,800.00 | CAD 26,200.00 |
62.6% |
| 36 | CAD 58,200.00 | CAD 11,800.00 |
83.1% |
Tool
FHSA Contribution Planner
Estimate tax-effect scenarios from planned FHSA contributions using your own marginal rate.
Open FHSA plannerTool
Mortgage Affordability Estimator
Check whether your projected savings target supports a comfortable purchase range.
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FHSA Guide Canada
Read strategy notes, common mistakes, and workflow links for first-home planning.
Read FHSA guide